Clear information before you proceed

Payment and finance options

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Before discussing instalments, establish what the project includes. Manufacture, hardware, transport and fitting are itemised; any finance option requires a specific availability and terms check.

Studio and support

Compare the total cost before splitting payments

A monthly figure alone cannot explain what you are buying or the final amount paid. The furniture quotation and any credit offer should be read separately.

01

Furniture scope

Dimensions, materials, hardware and fitting are specified before payment choices are compared.

02

Total project price

The quote records components and order conditions; an instalment does not replace this.

03

Agreed deposit

Payment stages and the start of production are set out in the accepted proposal.

04

Work in phases

Several rooms can be prioritised and delivered separately with their own scopes and prices.

05

External credit offer

Where available, provider documents should name amount, term and total cost.

06

Informed comparison

Review the APR, fees and any related products in the actual offer before signing.

Project thinking

The cabinet quote and credit are separate decisions

A standard monthly payment would be misleading because every project and potential financial product has its own terms.

01

Define the furniture first

Kitchen cost changes with appliances, worktop, module count and fitting. Photographs support a first guide price; measurement leads to the final quote on which payment choices can be based.

02

What the deposit covers

The contract should set out the amount and timing of each payment. A deposit relates to accepting the order and preparing production; no universal percentage should be assumed.

03

If credit is available

Availability must be checked. Request the provider’s pre-contract information and compare APR, total repayable, term, fees and any linked insurance or other products.

04

Divide the scope

Rather than financing a whole home, it may suit you to do kitchen and wardrobes first. Each phase needs its own agreed scope, price and schedule.

05

A change after approval

A different material or appliance may alter the price. Request the updated total and check whether it changes any payment or finance agreement.

06

Two monthly payments are not the whole story

A lower instalment may mean a longer term or other charges. Read the total repayable and the provider’s conditions for early repayment or linked products. Keep credit cost separate from furniture price so the same kitchen, wardrobe or group of rooms can be compared under different payment arrangements.

What to send with your enquiry

  • Photographs of the whole space and any awkward details
  • Approximate width, height and depth
  • What needs to change and what you are keeping
  • The address, access details and preferred timing
Clear information

Questions about payment and finance options

Is finance available for every project?+

Do not assume so. Ask about availability and the specific terms before deciding.

Can I commission one room first?+

Phased work can be considered with separate prices and schedules.

What should I compare in a credit offer?+

Beyond the monthly amount, look at total repayment, APR, term, fees and linked products.

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Joaquín PardoYour contact in Barcelona
Your project starts here

Give every centimetre a purpose.

I'm Joaquín Pardo. Show me the awkward corner, column or wall that is limiting your room. We can start with what you need to store and explore ways to use the space without crowding it.

No obligation. Rough measurements are enough to get started.

Start with the details you have

Start with a complete project quote

Send photos, rough dimensions and the rooms you want included. Once scope is defined, phased payment or a specific finance offer can be considered if available.

  1. 01 We review the scope of your idea
  2. 02 We identify dimensions still needed
  3. 03 Materials and fitting are specified before you order
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No finance arrangement is confirmed without the provider’s terms.